# Acquirer independent merchant payment solutions

With greater flexibility and control over acquiring relationships the ACI Payment Orchestration Platform provides merchants and PSPs with business continuity options, control over operational costs, improved conversion rates and enhanced customer experience

**Greater resilience**  
Maintain transaction processing continuity in the event of acquirer service disruption or business failure

**Improved cost control**  
Manage down acquiring fees and decline rates and secure the most favorable pricing through a combination of local and global acquirers

**Increased conversions**  
Achieve higher conversion rates through smart transaction routing and access to a broader range of alternative payment methods

**Maintain Choice and Control in Your Acquiring Strategy**

## Smart transaction routing

Increase conversions and control costs by automatically routing transactions to the ideal acquirer.

**Increase conversion** by [routing transactions](https://www.aciworldwide.com/wp-content/uploads/2021/04/aci-smart-dynamic-routing-flyer.pdf) to the acquirers most appropriate to your business sector, risk profile or geographic markets

**Manage costs** by switching traffic between acquirers

**Maintain customer experience** by re-routing soft-declined transactions without further customer input

## Reduce Your Transaction Fees with Multiple Acquirers

Reduce interchange fees by working with multiple, local acquirers and ensure seamless technical integration for your payments.

Playing in picture-in-picture  
Play

Settings  
Picture-in-Picture  
Fullscreen  
QualityAuto  
SpeedNormal

Multi-Acquiring Cost Control from ACI Worldwide

Playing in picture-in-picture  
Play

Settings  
QualityAuto  
SpeedNormal  
Picture-in-Picture  
Fullscreen

## Access a broader range of alternative payment methods

Help customers pay how they want, when they want, and quickly accommodate new payment options as they become available.

**Deliver your customers’ preferred payment options** and adjust quickly as these preferences change

**Expand your business** through a single integration giving you access to local and cross-border acquirers

[Explore our extensive list of APMs](https://www.aciworldwide.com/solutions/merchant-alternative-payment-methods)

## Stay flexible by keeping your options open

Build your ideal network with the ability to freely move between acquirers that best fit your needs

**Integrate** to a [secure eCommerce gateway](https://www.aciworldwide.com/solutions/aci-secure-ecommerce) to access acquirers without getting locked into long-term contracts

**Ensure you can secure** the exemptions you need under the [strong customer authentication](https://www.aciworldwide.com/solutions/strong-customer-authentication) requirements now operating in Europe

**Avoid** working with acquirers that no longer deliver value

Playing in picture-in-picture  
Play

Settings  
Picture-in-Picture  
Fullscreen  
Show controls  
QualityAuto  
SpeedNormal

## Create a Framework for Optimization

ACI Worldwide’s payments orchestration platform streamlines connectivity to the payments and fraud ecosystem so you can design seamless payment flows.

Design payment flows that connect to multiple payment providers and maximize customer conversions using ACI Worldwide’s payments orchestration platform

A true payments orchestration platform with sophisticated real-time fraud prevention capabilities, advanced business intelligence tools and access to an extensive global network of acquirers and alternative payment methods

Reduce chargebacks, fraud, and false positives while increasing conversion with ACI’s machine-learning driven merchant fraud management

Protect your customer data and reduce PCI compliance obligations with single and multiuse tokens

Real-time fraud prevention technology designed to increase conversion and block savvy fraudsters

Dedicated support from a global team of experienced fraud and risk analysts, working closely with merchants to develop and manage tailored, real-time risk strategies.
