# ACI OMNI-COMMERCE

## Secure omnichannel payment processing

ACI’s payments platform provides the flexibility to support in-store, online and mobile needs with the scalability to power sales today and in the future.

## Payments security

Ensure advanced payments security with smart tokenization (including omni-tokens) and P2P encryption.

## Protect against fraud

Protect customers and penetrate new markets safely with robust, multilayered fraud prevention capabilities.

## A global payments network

Accept all payment types through a single eCommerce payments gateway connection.

## Seamless payments across multiple merchant shopping channels

**Serve your customers globally** using their preferred payment methods anytime, any place.

**Deliver payment services** across digital channels and [in-store](https://www.aciworldwide.com/solutions/in-store-merchant-payments) from the same payments platform.

**Support true multi-channel customer journeys** with a consistent, seamless payments experience.

**[Gain a single view](https://www.aciworldwide.com/solutions/merchant-payment-analytics) of your customers** across channels and enable personalized service and closer relationships.

**Bring digital payment experiences** in-store with pay-by-mobile capabilities.

**Comply with nexo standards** for fast, interoperable and borderless payments acceptance.

Enhance customer experience throughout the journey of a payment.

## Secure your ideal payments processing platform

**Choose a deployment model** including in your private data center, public cloud or as a fully managed merchant payments service.

**Support the growth and deliver** mission-critical payment solutions with a stable and scalable platform, with fully redundant data center facilities.

**Select your preferred acquirers, terminal vendors and more** for a full omnichannel solution — also offered as a [packaged, pre-certified solution](https://www.aciworldwide.com/wp-content/uploads/2021/04/aci-omni-commerce-solution-product-flyer-us.pdf) for easy implementation and fast onboarding.

**Reduce the burden** and costs of compliance.

## Stay flexible and in control through multi-acquiring

Achieve acquirer independence to increase conversions and add flexibility, resilience and cost savings.

- Access local and cross-border acquirers through a simple integration to an [independent eCommerce gateway](https://www.aciworldwide.com/solutions/aci-secure-ecommerce)
- Route transactions to the acquirers best suited to your business, location and transaction type.
- Retry declined transactions without making further demands on your customers.

## Industry expertise

Accept Anywhere.

ACI Worldwide delivers payment solutions that enable banks, merchants and billers to send and receive money in real time.

**PCI Compliance**: Protect your customer data and reduce PCI compliance obligations with single and multiuse tokens.

**Modern payments solution**: to support in-store digital innovation to meet growing demand for emerging payment methods.

## Benefits

- **In-store merchant payments**: ACI provides a modern payments solution to support in-store digital innovation to meet growing demand for emerging payment methods.
- **P2P Encryption**: Point-to-point encryption protects payment data by instantly encrypting the card and customer information from the terminal to the payments switch.

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### Supporting Customer Experience With Omni-Channel Payment Options from ACI Worldwide on Vimeo

## Conclusion

The ACI OMNI-COMMERCE platform enhances the payment experience across multiple channels, enabling businesses to provide comprehensive payment solutions that meet modern consumer expectations.