# Transaction routing for wires, Swift, and RTGS Enable least-cost, SLA-driven routing, multi-bank, multi-currency, 24×7 payment processing capabilities and seamless integration with multiple clearing and settlement mechanisms, with ACI’s global payments engine ## Seamlessly integrate Leverage multi-bank, multi-currency and 24×7 payment processing capabilities ## Achieve real-time payments modernization Benefit from embedded business services through modern deployment methods and value-added capabilities ## Flexible, global payment processing to meet every need Delivered as a set of independent business services that can be orchestrated to meet a variety of specific processing requirements. - **Extend high-value payments** to enterprise internal or external global messaging - **Packaged to service** a range of business customers - **Enable clearing and settlement mechanisms** such as RTGS, ACH/SEPA and deferred net settlement systems - **Customize payment processing** with multi-bank, multi-currency and 24×7 processing capabilities ## Digitally transform your high-value payments Rapidly go live with SWIFT and Wires from the ACI High Value Real-Time Payments solution. Launch a high-value payments platform in just 100 days while lowering your total cost of ownership. ## Speed up cross-border payments Industry-leading SWIFT gpi solution to enable you to quickly offer gpi services through an on-premise or cloud-based deployment. The proven solution supports around 9 percent of [global SWIFT traffic](https://www.aciworldwide.com/aci-swift) and approximately 30 percent in the U.S. - **Fast, cross-border funds transfer** with SWIFT gpi and Visa B2B Connect - **Track end-to-end** transaction data stored in accessible databases - **Directly connect** into the SWIFT central database to monitor inbound and outbound gpi transactions - **Derive the full value** of SWIFT gpi data without re-engineering your back office ## Protect your existing systems and business flows Progress toward full real-time operations while supporting your existing systems and processes. - **Leverage end-to-end [ISO 20022 capabilities](https://www.aciworldwide.com/solutions/iso-20022)** including integration into non-ISO systems and canonical orchestration of messages - **Take full advantage of SWIFT gpi and Universal Confirmations** for cross-border, real-time payments with complete SWIFT messaging capabilities - **Capitalize on open payments** with pre-packaged APIs compliant with PSD2, U.K. Open Banking, Monetary Authority of Singapore API Framework and Australia’s Customer Data Right - **Ensure sensitive data management and compliance** with customer controls via the third-party provider dashboard and management console ## Engage flexible deployment options Choose between a licensed or SaaS model — or a hybrid approach — based on your business needs. - **SaaS offering** for Wires and SWIFT payments in ACI’s own data centers for customers in the U.K., U.S. and Europe - **Utilize a licensed option** to run and manage ACI software on your premises, in your private cloud or in the public cloud - **Enable** transaction enrichment and inquiry, liquidity management, batch process, fraud and risk management, and more to modernize your infrastructure - **Leverage the SaaS model** in the public cloud for quicker implementation ## Modernize your payments experience A single solution to centrally monitor and control your entire IT-based payments infrastructure. - Gain real-time visibility, monitoring and analytics of transaction flows, systems and queue statuses - Turn data into intelligence with flexible reporting and deep insights for different departments - Deliver a flawless payments experience with reduced downtime ## Gain full SWIFT enablement Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice. ACI is the first certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs. ## Maximize your benefits Explore related ACI Worldwide solutions to ensure your ongoing business success.