Transaction routing for wires, Swift, and RTGS

Enable least-cost, SLA-driven routing, multi-bank, multi-currency, 24×7 payment processing capabilities and seamless integration with multiple clearing and settlement mechanisms, with ACI’s global payments engine

Seamlessly integrate

Leverage multi-bank, multi-currency and 24×7 payment processing capabilities

Achieve real-time payments modernization

Benefit from embedded business services through modern deployment methods and value-added capabilities

Flexible, global payment processing to meet every need

Delivered as a set of independent business services that can be orchestrated to meet a variety of specific processing requirements.

Extend high-value payments to enterprise internal or external global messaging
Packaged to service a range of business customers
Enable clearing and settlement mechanisms such as RTGS, ACH/SEPA and deferred net settlement systems
Customize payment processing with multi-bank, multi-currency and 24×7 processing capabilities

Digitally transform your high-value payments

Rapidly go live with SWIFT and Wires from the ACI High Value Real-Time Payments solution. Launch a high-value payments platform in just 100 days while lowering your total cost of ownership.

Speed up cross-border payments

Industry-leading SWIFT gpi solution to enable you to quickly offer gpi services through an on-premise or cloud-based deployment. The proven solution supports around 9 percent of global SWIFT traffic and approximately 30 percent in the U.S.

Fast, cross-border funds transfer with SWIFT gpi and Visa B2B Connect
Track end-to-end transaction data stored in accessible databases
Directly connect into the SWIFT central database to monitor inbound and outbound gpi transactions
Derive the full value of SWIFT gpi data without re-engineering your back office

Protect your existing systems and business flows

Progress toward full real-time operations while supporting your existing systems and processes.

Leverage end-to-end ISO 20022 capabilities including integration into non-ISO systems and canonical orchestration of messages
Take full advantage of SWIFT gpi and Universal Confirmations for cross-border, real-time payments with complete SWIFT messaging capabilities
Capitalize on open payments with pre-packaged APIs compliant with PSD2, U.K. Open Banking, Monetary Authority of Singapore API Framework and Australia’s Customer Data Right
Ensure sensitive data management and compliance with customer controls via the third-party provider dashboard and management console

Engage flexible deployment options

Choose between a licensed or SaaS model — or a hybrid approach — based on your business needs.

SaaS offering for Wires and SWIFT payments in ACI’s own data centers for customers in the U.K., U.S. and Europe
Utilize a licensed option to run and manage ACI software on your premises, in your private cloud or in the public cloud
Enable transaction enrichment and inquiry, liquidity management, batch process, fraud and risk management, and more to modernize your infrastructure
Leverage the SaaS model in the public cloud for quicker implementation

Modernize your payments experience

A single solution to centrally monitor and control your entire IT-based payments infrastructure.

Gain real-time visibility, monitoring and analytics of transaction flows, systems and queue statuses
Turn data into intelligence with flexible reporting and deep insights for different departments
Deliver a flawless payments experience with reduced downtime

Gain full SWIFT enablement

Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice.

ACI is the first certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs.

Maximize your benefits

Explore related ACI Worldwide solutions to ensure your ongoing business success.